Expense Tracking
Expense tracking is the concept of recording all your expenses and income. The goal is to help you see for yourself […]
What is Financial Independence?
Financial Independence is a philosophy of focusing your financial resources on the things that make you happy, to enable living […]
Choosing a Super Fund
Choosing a super fund can seem a daunting task. There are plenty of options, and the opaque fees and complex […]
How to Read Your Payslip
Trust but verify is the appropriate truism when you’re being paid by the public health service. Mistakes in your payslip […]
Review of McMaster’s Financial Planning for Registrars
I have found this book invaluable as a starting point in my understanding of taxes and financial planning from a medical […]
Budgeting Basics
Spending less than you earn is a cornerstone of a sound financial life. There can be no investing, and consequently […]
First Home Super Saver Scheme
The First Home Super Saver Scheme (FHSS) is an ATO creation that allows you to save money for a first […]
What is Superannuation?
Superannuation (or Super) is money set aside throughout your working years to provide for retirement. The money is paid in […]
Salary Packaging and the Medicare Levy Surcharge
Pitfalls abound, and if you’ve planned for a large HECS bill another aspect to keep in mind is the Medicare […]
Salary packaging and HECS
Salary packaging can affect your tax position in some unexpected ways. Sometimes these can be pitfalls for the unwary, causing […]